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Leveraging Home Equity For Care Costs: What Families Need to Know
By Kimberly Whiter For many families, a home is more than just a place to live; it’s often their largest financial asset. When long-term care costs creep in, home equity can play a key role in funding that care. But understanding the pros and cons can feel overwhelming. Here’s a clear guide to help families think through strategies for using home equity responsibly. Why Home Equity Matters in Care Planning Long-term care costs are unpredictable. Families often don’t know how
Kimberly Whiter
Apr 133 min read


Navigating Elder Care in 2026: A Guide for Families Feeling Overwhelmed
By Kimberly Whiter In 2026, families face more options, more responsibilities, and more questions than ever before. We understand how challenging it can be to make the right decisions for your loved one’s health, safety, and happiness. The Biggest Challenges Families Face Families often struggle with: Time and energy: Balancing work, personal life, and caregiving responsibilities can be exhausting. Emotional stress: Watching a loved one age or face health challenges brings
Kimberly Whiter
Mar 232 min read


The Conversation Families Avoid — Until It’s Urgent
By Kimberly Whiter Every week, I speak with families who say the same thing: “We didn’t realize how much had changed.” “We’ve never talked about what Dad would actually want.” As Americans live longer, many adult children assume there will be time to figure things out. I’ve seen how quickly a single fall, hospitalization, or cognitive change can shift everything. The hardest conversations are often the most necessary ones. Here are three things I encourage families to addres
Kimberly Whiter
Mar 112 min read


I Didn’t Realize How Expensive Aging Would Be: The Hidden Costs of Long-Term Care (And What Families Can Do Now)
We prepare for retirement. We learn how to save money, both short- and long-term. But the costs of aging care…we never talk about this. When a parent suddenly needs help, we assume Medicare will cover it, and then we’re shocked by the real cost. The Hidden Costs Most Families Don't Expect What requires private pay? In-home care aides Transportation to medical appointments Home modifications (grab bars, ramps, walk-in showers) Prescription gaps Adult day care Respite care Los
Kimberly Whiter
Feb 171 min read


Loving Financial Considerations When Caring
Care is an act of love. We know this. Providing physical and emotional care for someone aren't the only ways we can express our love....
Kimberly Whiter
Feb 15, 20244 min read


The Best Year Yet for Care!
We're embarking on a new year! Those care tasks sure pile up. Here's how to make this the BEST YEAR YET for CARE!
Kimberly Whiter
Jan 8, 20242 min read


Protect Your Savings from Long-term Care!
Most of us have struggled to build our savings the past few years. For those that have successfully combated fluctuations in the...
Kimberly Whiter
Sep 13, 20233 min read


The Heart of Care
What does it mean to be female in relation to care? Our culture tells us that women, by virtue of their gender, have some innate skill to...
Kimberly Whiter
Mar 3, 20234 min read


Empowered to Care
Feeling empowered when caring for an aging loved one is likely not that common. But, what would it be like to feel empowered?
Kimberly Whiter
Jan 10, 20233 min read


How Businesses Can Address The Care Crisis
1 in 5 individuals in the workforce has a care role alongside their career. This has steep costs to both employee and employer.
Kimberly Whiter
Dec 16, 20226 min read


Providing S.M.A.R.T. Care
Need to press reset on your care practices? Time to bring in some smarter ways to juggle care with the other roles in your life? We got you!
Kimberly Whiter
Dec 8, 20225 min read
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